Skip to Content
  • Home
  • Deposits
    • Checking Accounts
    • Savings Accounts
    • CDs
    • IRAs
    • Banking Services
    • Switch Your Accounts
    • Security
  • Loans
    • Home Loans
    • Consumer Loans
    • Commercial Loans
    • Agriculture Loans
  • Online Services
    • Online Banking
    • Mobile Banking
    • Bill Pay
    • Login
    • Sign Up
    • Security
  • Financial Services
    • Insurance
    • Trust Services
    • Consumer Credit Card
    • Business Credit Card
  • About
    • About Us
    • Meet Our Team
    • Security
    • Disclosures
    • COVID-19 Update
    • Online Privacy Policy
  • Locations & Hours
  • Search
Security Trust & Savings Bank Menu

Call Us (712) 732-3022

Home Banking Login

Sign Up Learn More Forgot Password?

Close
  • Deposits
    • Checking Accounts
    • Savings Accounts
    • CDs
    • IRAs
    • Banking Services
    • Switch Your Accounts
    • Security
  • Loans
    • Home Loans
    • Consumer Loans
    • Commercial Loans
    • Agriculture Loans
  • Online Services
    • Online Banking
    • Mobile Banking
    • Bill Pay
    • Login
    • Sign Up
    • Security
  • Financial Services
    • Insurance
    • Trust Services
    • Consumer Credit Card
    • Business Credit Card
  • About
    • About Us
    • Meet Our Team
    • Security
    • Disclosures
    • COVID-19 Update
    • Online Privacy Policy
  • Locations & Hours
  • Search

Consumer Credit Card

Home Financial Services Consumer Credit Card
  • Text Size:
  • A
  • A
  • A

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points.  It's the only card you need for everything you need to do.

Consumer Card – Low Rate

Features

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

  • Other fees may be charged, these fees are listed on the downloadable application.

When you’re ready to apply, click on the below link to download our application PDF, fill it out and bring it by our office.

Consumer Credit Card Application

Consumer Card –World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

  • Other fees may be charged, these fees are listed on the downloadable application.

When you’re ready to apply, click on the above link to download our application PDF, fill it out and bring it by our office.

1Please see application for information about current APRs and fees

2Concierge Services available with World MasterCard only.

The issuer and administrator or the credit card program is TIB The Independent Bankers Bank, N.A.

Popular Links

  • Residential Loan Form (PDF)
  • Residential Loan Additional Borrower Form (PDF)
  • Consumer Loan Application (PDF)
  • Switch Kit
  • Financial Calculators
  • Online Banking Enrollment
  • Contact Us Online
 
Extraordinary benefits with MasterCard® including:
  • Concierge Service2
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
Logo

Routing #073903529

Facebook logo

Top Visited Pages

Online Banking
Switch Kit
Contact Us
Meet Our Team
Locations & Hours
Checking Accounts
About Us
Home Loans
Security
Savings Accounts
Calculators
CDs

© 2025 Security Trust & Savings Bank. All rights reserved.

Financial website created and powered by forbinfi.

Privacy Policy | Sitemap | Terms of Use | Website Accessibility Guidelines

Equal Housing FDIC
Back to Top