Buy or build the home of your dreams!
There may be no more important thing in your life than your home. It’s where you raise your family, relax after a hard day and grow old with your spouse.
Our mortgage lending services focus on getting you the right solution. Our lenders start by listening, then guide you through the entire application and closing process. The goal: you feel taken care from start to finish.
Home loan options available to you
Our mortgage lenders will work with you to find the ideal loan solution for your specific situation:
- In-house and secondary market mortgages
- Varying down payment and loan-to-value requirements
- Loans for home purchases, home construction and refinancing
Want to know more? Give us a call or stop by our office in Storm Lake today!
Ready to apply? Download our Residential Loan form, fill it out and bring it by our office.
Residential Loan Additional Borrower Form (PDF)
We also offer home equity lines of credit
A home equity line of credit, or HELOC, can be used for a variety of needs.
- Must be an owner occupied 1-4 family residence.
- 10 year draw period with a balloon payment will be due at the end of 10 years.
- Customer may borrow up to 90% of the home’s value. Amount available determined by taking the home’s value times 90% and subtracting any outstanding liens from that total. Actual credit limit may further be limited by the borrower’s ability to repay the loan and overall creditworthiness.
